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1 Community loan
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2 loan
nzajam, kredit• amortization of loan amortizacija/otplata zajma• automatic premium loan odredba u polici ћivotnoga osiguranja kojom se osiguravatelju odobrava uporaba iznosa kredita po polici za naplatu svih duћnih premija• back-to-back loan naizmjenični zajam• bad loan loљ/nenaplativ kredit• bank loan bankovni zajam• bank term loan dugoročni bankovni zajam/kredit• bond loan zajam/kredit na temelju zaloga obveznica• bridging loan premoљćujući zajam• broker’s loan brokerski zajam• building loan građevni zajamBilj.: Hipotekarni zajam za izgradnju ili obnovu zgrade• call loan opozivi zajam• callable loan opozivi zajam• cancellable loan opozivi/otkazivi zajam• chattel loan kredit koji se dobiva na osnovi hipoteke pokretne imovine• commercial and industrial (C&I) loan privredni zajam//kredit• commitment loan zajam uz obvezu• Community loan zajam Zajednice• conclude a loan agreement sklopiti ugovor o kreditu• consumer loan potroљački zajam• contract a loan sklopiti ugovor o zajmu• debenture loan zajam uz zaduћnice• duration of a loan trajanje zajma• equipment loan zajam za opremu• external loan inozemni kredit• field warehouse receipt loan zajam na osnovi skladiљnice izdvojenoga (privatnoga) skladiљta• fixed interest rate loan kredit s fiksnom kamatnom stopom• fixed rate loan kredit s fiksnom kamatnom stopom• float a loan plasirati zajam (raznim) zajmodavcima, podići zajam na financijskom trћiљtu preko banke• floating-rate loan commitment zajmovna obveza s promjenjivom kamatnom stopom• foreign loan inozemni krediti• form of a loan oblik kredita• general loan loss reserves opće pričuve za gubitke po kreditima• global loan svjetski zajam• government loan drћavni zajam• grant a loan odobriti zajam• individual loan pojedinačni zajam• initial series of loans početna serija zajmova• insurance company term loan (dugo)ročni zajam osiguravajućih druљtava• interest on loan kamate na zajmove• investment loan investicijski zajam• issue a loan dati zajam• jumbo loan golemi zajam• loan capital kreditni kapital• loan charge troљak kredita• loan committment kreditna/zajmovna obveza, obećanje zajma• loan guarantees jamstva za zajam, kreditna jamstva• loan loss provision rezervacije za gubitke po kreditima• loan loss reserve pričuve za gubitke po kreditima• loan on real estate zajam uz zalog nekretnina, hipotekarni zajam• loan on special terms zajam po posebnim uvjetima• loan or credit secured on real property zajam osiguran materijalnom imovinom• loan participation sudjelovanje u zajmu• loan stock zaduћnica, obveznica• loans/ currency and deposits zajmovi/valuta i depoziti• loan from borrowed funds zajam iz uzajmljenih sredstava• lombard loan lombardni zajam• long-term loan dugoročni kredit/zajam• medium-term loan srednjoročni zajam• mortgage loan hipotekarni zajam• nonperforming loan loљ kredit/zajam, kredit/zajam koji ne donosi povrat• obtain a loan dobiti/pribaviti zajam• operation and management of a loan poslovi vezani uz zajam i upravljanje zajmom• overnight loan prekonoćni zajam• participation loan zajam s udjelom• place a loan plasirati zajam• policy loan zajam koji osiguravajuće druљtvo daje osiguraniku, a kao jamstvo se uzima polica osiguranja• premium loan zajam koji osiguravajuće druљtvo daje osiguraniku radi plaćanja premije kod kojega se vrijednost police uzima kao jamstvo• private loan privatni zajam• privately contracted loan privatno ugovoreni zajam• proceeds of loan prihod od zajma• promised loan obećani zajam• raise a loan uzeti zajam• real estate loan zajam uz zalog nekretnina, hipotekarni zajam• secured loan osigurani zajam• securities loan zajam u vrijednosnim papirima• servicing of loan servisiranje/otplata zajma• short-term loan kratkoročni kredit/zajam• soft loan povoljni zajam• special interest-bearing loan zajam koji donosi posebnu kamatu• special loan posebni zajam• subordinated loan podređeni zajam• term loan dugoročni zajam• terminal warehouse receipt loan kredit dobiven na osnovi skladiљnice• terms of loan kreditni uvjeti• tied loan vezani zajam• variable interest rate loan zajam s promjenjivom kamatnom stopomEnglesko-Hrvatski Glosar bankarstva, osiguranja i ostalih financijskih usluga > loan
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3 Community
nZajednica• Community borrowing and lending instrument instrument zaduћivanja i kreditiranja Zajednice• Community company trgovačko druљtvo Zajednice• Community Customs Code ( CCC) Carinski љifrarnik Zajednice• Community exchange rate system tečajni sustav Zajednice• Community financing instrument instrument financiranja Zajednice• Community instrument instrument Zajednice• Community loan zajam Zajednice• Community snake “zmija” ZajedniceBilj.: Popularni naziv za europski tečajni mehanizam prema kretanju unutar pojasa oko srediљnjega pariteta prema ECU-u, kao “zmija u tunelu”• Community system of exchange rate relations sustav tečajnih odnosa Zajednice• Community system of reliefs from customs duty sustav carinskih poreznih olakљica Zajednice• Community’s Excise Committee Odbor za troљarine Zajednice• Community tariff quota carinska kvota Zajednice• intervention in Community currencies intervencija u valute Zajednice• new Community instrument novi instrument Zajednice• new Community instrument for borrowing and lending novi instrument Zajednice za zaduћivanje i kreditiranjeEnglesko-Hrvatski Glosar bankarstva, osiguranja i ostalih financijskih usluga > Community
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4 company
ntrgovačko druљtvo, druљtvo, tvrtka, poduzeće• acquired company kupljeno/stečeno druљtvo• acquiring company druљtvo za prihvat transakcija• acquisition of companies through purchase of assets stjecanje vlasniљtva nad poduzećima kupnjom imovine• admitted company registrirano osiguravajuće druљtvo• alien company inozemno poduzeće• alien insurance company inozemno osiguravajuće druљtvo• bank holding company bankovni holding• captive insurance company vezano druљtvo za osiguranje• ceding company druљtvo koje ustupa osiguranja, cedent• closed-end investment company zatvoreno investicijsko druљtvo• commercial credit company druљtvo komercijalnih zajmova/kredita• Community company trgovačko druљtvo Zajednice• company law pravo trgovačkih druљtava• company taxation oporezivanje poduzeća• consumer finance company druљtvo potroљačkoga financiranja• control of company kontrola poduzeća• credit card company druљtvo koje se bavi kartičnim poslovanjem• dependent company ovisno druљtvo• division of a company podjela druљtva• domestic insurance company domaće osiguravajuće druљtvo• dominant company dominantno druљtvo• establishment and administration of holding companies osnivanje i vođenje holding kompanija• face-amount certificate company investicijsko druљtvo s potvrdama nominalne/fiksne vrijednosti• finance company financijsko druљtvo/poduzeće, druљtvo za financiranje• group of companies skupina osiguravajućih druљtava• holding company holding druљtvo• insurance company osiguravajuće druљtvo• insurance company term loan (dugo)ročni zajam osiguravajućih druљtava• insurer osiguravateljsko druљtvo• investment company investicijsko druљtvo• joint-stock company dioničko druљtvo (d.d.)• legal reserve life insurance company osiguravajuće druљtvo za ћivotno osiguranje koje ima pričuve propisane zakonima prema kojima posluje• limited company druљtvo s ograničenom odgovornoљću• limited liability company druљtvo s ograničenom odgovornoљću (d.o.o.)• mutual insurance company druљtvo za uzajamno osiguranje• open-end investment company otvoreno investicijsko druљtvo• parent company druљtvo-majka• payment card company druљtvo koje izdaje plateћne kartice• personal finance company druљtvo privatnoga financiranja• proxy company zastupničko/punomoćničko poduzeće• public company javno (dioničko) trgovačko druљtvo• quoted company uvrљteno poduzeće (na burzu)• sales finance company druљtvo komercijalnih zajmova//kredita• single member private limited company druљtvo s ograničenom odgovornoљću koje se sastoji od samo jednoga dioničara• small-loan company druљtvo za male zajmove• stock insurance company dioničko druљtvo za osiguranje• subsidiary company druљtvo-kćiEnglesko-Hrvatski Glosar bankarstva, osiguranja i ostalih financijskih usluga > company
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5 cijene uloћenoga kapitala
( CAMEL rating) ocjenjivanje kapitala, imovine, upravljanja, zarade i likvidnosti (banke)• capital control kontrola kapitala• capital duty porez na (povećanje) kapital(a)• capital expenditure kapitalni izdatak• capital export izvoz kapitala• capital flight bijeg kapitala• capital flow tok kapitala• capital formation stvaranje kapitala• capital gain dobitak od kapitala, kapitalni dobitak• capital gains tax porez na kapitalni dobitak• capital gearing udio kapitala u bilanci (odnos vlastitoga kapitala i obveza)• capital income dohodak od kapitala• capital inflow priljev kapitala• capital inflows triggered by interest rate differentials priljev kapitala potaknut razlikom u kamatnim stopama• capital influx priljev kapitala• capital intensive investment kapitalno intenzivna investicija• capital levy kapitalni porez• capital loss kapitalni gubitak• capital market trћiљte kapitala• capital market imperfection nedostatak trћiљta kapitala• capital market securities vrijednosni papiri na trћiљtu kapitala• capital mobility pokretljivost kapitala• capital movement kretanje kapitala• capital outflow odljev kapitala• capital ratio udio kapitala• capital requirement stopa obveznoga drћanja kapitala (banaka), zahtjev za kapitalom• capital reserve pričuva kapitala• capital risk rizičnost kapitala• capital share udio u kapitalu• capital spending kapitalna potroљnja• capital subscribed by members ( of mutual societies) kapital koji su upisali članovi (uzajamnih druљtava)• capital subscription upisivanje kapitala• capital sum kapitalna svotaBilj.: Maksimalna jednokratna isplata u slučaju smrti ili invaliditeta zbog nesretnoga slučaja• capital tax porez na kapital• capital test test kapitala• capital transfer prijenos kapitala• capital-to-asset ratio omjer kapitala i imovine• consumption of fixed capital potroљnja fiksnoga kapitala• core capital osnovni kapital• debt capital tuđi kapital• depository institution capital kapital depozitne institucije• disruptive capital movement kapitalno kretanje koje uzrokuje poremećaje• disturbance of the capital market poremećaji na trћiљtu kapitala• domestic capital market domaće trћiљte kapitala• economic capital target cilj ekonomskoga kapitalaBilj.: Razina kapitala koju banke smatraju primjerenom za pokrivanje budućih rizika• eligible capital zakonom propisan kapital• equity capital temeljni/vlasnički kapital• European capital market europsko trћiљte kapitala• export of capital izvoz kapitala• extra-Community capital movement kapitalno kretanje izvan Zajednice• financial capital financijski kapital (dio ukupnoga kapitala)• fixed capital fiksni kapital• fixed capital formation investicije u dugotrajnu imovinu (fiksni kapital)• flight of capital bijeg kapitala• floating capital plutajući kapital• flow of capital tok kapitala• foreign capital inozemni kapital• foreign capital market inozemno trћiљte kapitala• free capital slobodni kapital• fully-paid share capital potpuno uplaćene dionice• gross capital formation bruto investicijeBilj.: Bruto investicije se sastoje od bruto investicija u dugotrajnu imovinu (fiksni kapital) i promjena zaliha.• gross capital stock bruto kapital• gross fixed-capital formation bruto investicije u dugotrajnu imovinu (fiksni kapital)• import of capital uvoz kapitala• industrial capital industrijski kapital• inflow of capital priljev kapitala• international capital međunarodni kapital• international capital allocation međunarodna alokacija kapitala• international capital movement međunarodno kretanje kapitala• investment in fixed capital investicija u fiksni kapital• inward capital movement priljev kapitala• liberalization of capital movement liberalizacija kretanja kapitala• loan capital kreditni kapital• long-term capital dugoročni kapital• long-term capital movement kretanje dugoročnoga kapitala• medium-term capital movement kretanje srednjoročnoga kapitala• minimum initial capital najmanji početni kapital• minimum start-up capital najmanji početni kapital• movement of capital kretanje kapitala• net inflow of capital neto priljev kapitala• net outflow of capital neto odljev kapitala• net working capital neto obrtni kapital• outflow of capital odljev kapitala• personal capital movement kretanje osobnoga kapitala• recycling of capital ponovno iskoriљtavanje kapitala• registered capital upisani kapital• regulatory capital element sastavnica jamstvenoga kapitala• regulatory capital ratio udio jamstvenoga kapitala• restriction on capital movement ograničenje kretanja kapitala• risk capital rizični kapital• short-term capital movement kratkoročno kretanje kapitala• speculative capital movement spekulativno kretanje kapitala• start-up capital početni kapital• subscribed capital upisani kapital• surplus capital viљak kapitala• total adjusted capital ukupni usklađeni kapital• uncalled capital neotplaćeni/neuplaćeni kapital• unpaid capital neuplaćeni kapital, neuplaćeni dio dioničkoga kapitala• venture capital poduzetnički kapital• working capital obrtni kapitalEnglesko-Hrvatski Glosar bankarstva, osiguranja i ostalih financijskih usluga > cijene uloћenoga kapitala
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